Bank Alternatives & Growth Capital
A Turning Point to Your Financial Future
Helping business owners access $25K–$500K+ in growth capital. Bank alternatives, commercial real estate lending, and business financing — fast, flexible, and built for you.
$25K–$500K+
Funding Available
24–48 Hours
Approval Speed
Up to 70%
LTV Ratio
Flexible
Loan Terms
Why Choose Pivot Services LLC?
We're not a bank. We're your financial pivot point connecting business owners with the capital they need to grow, fast.
Loan Amounts
Access $25,000 to $500,000+ in capital. We work with businesses of all sizes to find the right funding solution.
Loan to Value Ratio
Get a maximum Loan to Value ratio of 70%. Our LTV is one of the most competitive in the market.
Fast Approvals
Our streamlined process means approvals in 24–48 hours, not weeks. Get funded quickly when opportunity knocks.
Commercial Real Estate
We specialize in Commercial Real Estate lending including multifamily, mixed-use, retail, and office properties.
Bank Alternatives
Turned down by banks? We provide alternative financing solutions with flexible criteria that banks won't offer.
Dedicated Support
Work directly with experienced loan officers who understand your goals and guide you through every step.
How It Works
There couldn't be an easier way to access capital. We've helped hundreds of business owners unlock growth funding.
Our Simple 3-Step Process
01
Prequalify
Step Into Your Financial Future
Book a consultation with our expert loan officers to explore your financing options. We'll review your financial situation and determine the best funding path for your business.
02
Apply
Simplified Application Process
Once prequalified, submit necessary documents. Our streamlined process ensures a quick turnaround allowing you to receive funding directly to your account with minimal hassle.
03
Get Funded
Realize Your Business Goals
With financing in place, you're ready to grow. Whether expanding operations, acquiring property, or funding a new venture, Pivot Services gives you the capital you need.
Our Loan Products
Business Growth Capital
Commercial Real Estate Loans
Bridge Loans
Fix & Flip Loans
Multifamily Investment Loans
Construction Loans
Equity-Based Lending
Asset-Based (Hard Money) Lending
Rental Property Loans
Land Development Loans
Non-Recourse Real Estate Loans
Foreign National Loans
Residential Investment Loans
All Types of Real Estate Considered
When to Get a
Pivot Services Loan
Need more than 70% LTV with cross collateral
Property repositioning and value addition
Need to close a deal fast to seize an opportunity
Credit score below traditional bank guidelines
Need to file updated tax returns for revenues
Loan size $25K–$500K+
Flexible loan terms for your timeline
Business expansion or growth capital needs
Before You Apply
Two powerful resources to help you qualify faster and secure better loan terms.
Set Yourself Up for Success
Check All 3 Credit Scores
Before you apply, know exactly where you stand. View your Equifax, Experian, and TransUnion scores all in one place so there are no surprises during the loan process.
Knowing your scores before you apply can help you qualify for better terms.
Credit Restoration Portal
Got a lower credit score? Don't let that hold you back. Our Credit Restoration Portal helps you dispute errors, remove negative items, and rebuild your score fast.
A stronger score means more capital at better rates.
Everything Possible with Pivot Services
We specialize in providing fast, flexible funding to meet your immediate financial needs with no prepayment penalties and accessible criteria.